Find out who will still insure any California home

Buying, got dropped, or your premium jumped? Check any address free: how hard it is to insure and who's still writing. Updated daily.

Shirleyhere to help, free

Hi, I'm Shirley! Ask me anything about insuring a California home. Type an address, or send a photo of a bill or letter and I'll explain it in plain English.

Shirleyhere to help, free

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Hardest places to insure right now

See the top 100

Share of insured homes on the FAIR Plan, the state's insurer of last resort. Statewide it's 8%. Browse by county or city, or read the guides.

ZIP code	Area	On FAIR Plan
92322	Cedarpines Park, San Bernardino	81%
92676	Silverado, Orange	80%
90290	Topanga, Los Angeles	78%
92325	Crestline, San Bernardino	77%
92391	Twin Peaks, San Bernardino	76%

For agents and lenders

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